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Home Louisiana Shreveport

Cash Advance in Shreveport, 71106

Navigating through the financial challenges that life throws at us can sometimes be a daunting task. Residents of Shreveport, Louisiana, however, have an edge with the availability of cash advance and payday loans. For those unfamiliar with these lending options or are keen to understand how they work, this guide will provide all the insights you need.

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Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

How Do Payday Loans Operate in Shreveport, Louisiana?

Shreveport is not just the third-largest city in Louisiana; it's a city that understands the need for financial flexibility. The operation of payday loans in Shreveport, LA, is pretty straightforward. These are short-term loans designed to assist borrowers to bridge the financial gap between paychecks. The loan amount, plus interest, is typically repaid on the borrower's next payday. Residents of Shreveport can take advantage of these loans, understanding that every payday loan company follows Louisiana's regulations. These state laws help ensure that borrowers are protected from any predatory lending practices.

3 Easy Steps To Get a Cash Advance Loan in Shreveport


Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.


Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.


Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.



Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose



Source Of Income

Checking Account

Valid Identification



Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash

How to Get a Cash Advance and Payday Loan in Shreveport?

Obtaining a cash advance or payday loan in Shreveport is a seamless process. With us acting as a bridge, we connect individuals with credible third-party payday lenders. Start by filling out an online form, providing essential details, and in no time, you can get a response regarding your loan approval.

What Are the Requirements?

Requirements for cash advance loans, often referred to as payday loans, can vary by jurisdiction due to differing state laws and by individual lenders. However, there are common requirements that many cash advance lenders ask for:

  1. Age Requirement: Most states require borrowers to be at least 18 years old to apply for a payday loan.
  2. Proof of Income: Lenders want assurance that you have a reliable source of income to repay the loan. This can be in the form of a recent pay stub, pension, or any other regular income stream.
  3. Active Checking Account: Since most payday loans are transacted online, lenders often require an active checking account where they can deposit the loan amount and, in many cases, withdraw the repayment on the due date.
  4. Valid Identification: A valid ID, such as a driver’s license or passport, to confirm your identity and age.
  5. Contact Information: This typically includes your current home address, phone number, and valid email address.
  6. Social Security Number: Some lenders might ask for your Social Security number for identity verification.
  7. Proof of Residency: Some lenders may require proof that you are a resident of the state where you are applying for a loan.
  8. Not Active Military: Federal law prohibits payday lenders from offering loans to active military members and their immediate families.
  9. Credit Check: While many payday lenders provide loans to individuals with bad credit history, some might perform a soft credit check to evaluate the risk.

It’s important to note that individual lenders might have additional requirements or might prioritize certain criteria over others. As such, always check with the specific payday lender or review the terms on their website before applying. Additionally, be aware of the legal status and regulations concerning payday loans in your state, as some states have banned or heavily regulated them.

Benefits of Taking out Payday Loans in Shreveport

  1. Quick and Convenient: One of the main advantages of payday loans is their quick approval time. Once approved, borrowers can access the funds usually within 24 hours.
  2. No Credit Checks: Many payday lenders don’t perform rigorous credit checks, making it possible for those with a bad credit history to get a loan.
  3. Flexible Amounts: Depending on your needs and the lender’s terms, you can borrow varying amounts to suit your requirements.

What Is the Cost of a Payday Loan in Shreveport?

Every payday loan comes with a cost, usually in the form of interest or fees. The cost of a payday loan in Shreveport is regulated by Louisiana state laws, ensuring that borrowers are never charged exorbitant rates. However, it’s crucial to read the loan agreement carefully and be aware of all the associated costs.

Online Cash Advance and Payday Loans

Online cash advances and payday loans have gained immense popularity due to their quick accessibility, limited paperwork, and convenience. As our lives become more digital, these online financial services are tailor-made for those who need quick cash in a pinch. Let’s dive deeper into these offerings and understand their intricacies:

1. Definition

Online Cash Advance: An online cash advance is a short-term loan that you can obtain via an online application. It’s essentially a charge against your credit card or a short-term personal loan. Instead of physically going to a bank or credit institution, you fill out an application online and receive money electronically.

Payday Loan: A payday loan is a type of short-term borrowing where a lender extends high-interest credit based on the borrower’s income. The principal balance is typically due on the borrower’s next payday. Like online cash advances, payday loans can also be applied for and received online.

2. Application Process

The application process for both online cash advances and payday loans is simple. Prospective borrowers fill out an online form, providing personal information, proof of income, and, in some cases, details of a valid checking account. After a quick verification process, if approved, the funds are transferred to the borrower’s account.

3. Advantages

  • Speed: One of the main benefits is the speed of the application and approval process. Many online lenders can approve your application within minutes and transfer funds as soon as the next business day.
  • Convenience: Everything can be done online – from application to the transfer of funds. There’s no need to visit a physical location or meet in person.
  • Less Documentation: Online loans usually require less documentation than traditional loans.
  • Accessible for Bad Credit: Online payday lenders often don’t conduct thorough credit checks, making it possible for individuals with bad credit histories to secure a loan.

4. Risks and Considerations

  • High Interest Rates: Both online cash advances and payday loans come with significantly high interest rates. It’s not uncommon to see annual percentage rates (APRs) of 300% or more.
  • Fees and Charges: There might be fees for processing the loan, and there could be high fees for late payments or defaults.
  • Short Repayment Period: These loans usually need to be repaid by the next payday, making them a very short-term borrowing option.
  • Potential for Debt Cycle: Due to high interest rates and short repayment periods, borrowers can get trapped in a debt cycle, taking out additional loans to pay off previous ones.

5. Conclusion

Online cash advances and payday loans provide a convenient solution for people in need of quick cash. However, it’s essential to use them responsibly and be fully aware of the terms and costs. Always consider them as a last-resort option after exploring other less expensive forms of credit.

Payday Loans for Bad Credit in Shreveport, LA

A bad credit score should not deter one from seeking financial assistance. In Shreveport, payday loans for bad credit are available, offering individuals a chance to access funds even with a less-than-perfect credit history. As we connect you with payday lenders, your current repayment capability is often more crucial than past financial mistakes.

Frequently Asked Questions (FAQs)

How quickly can I get funds from a cash advance or payday loan?

Most online lenders offer a fast approval process, often within minutes of submitting an application. If approved, funds can be transferred to your account as soon as the next business day.

Do I need good credit to qualify for a payday loan?

No, one of the advantages of online payday loans is that they often don’t require a thorough credit check. Many lenders focus more on your current ability to repay (like your current income) rather than your past credit history.

Are there any hidden fees associated with cash advances and payday loans?

Always read the terms and conditions provided by the lender. While they should disclose all fees upfront, it’s essential to be aware of any processing fees, late payment fees, or early repayment charges.

What happens if I can’t repay the loan on time?

If you cannot repay the loan by the due date, it’s crucial to contact the lender immediately. They might offer a rollover or extension, but this could come with additional fees. Not repaying on time can lead to increased interest and fees, which can make the loan much more expensive.

Is my personal information safe when applying online?

Reputable online lenders use advanced encryption technologies to protect your personal information. However, always ensure that the lender’s website starts with “https://” (the ‘s’ stands for secure) and check for reviews or certifications to confirm their credibility.


Phone number

(318) 536-3229



6019 Line Ave unit 401, Shreveport, LA, 71106


Open hours

Mon – Fri:

9am – 7pm


10am – 4pm





Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations


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7637 Old Hammond Hwy #1020, Baton Rouge, LA 70809


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