US Cash Advance
Last Updated: March 2026
By using this website, you enter into a binding agreement with US Cash Advance. Read these terms before proceeding.
A. SCOPE AND ACCEPTANCE OF TERMS
These Terms and Conditions (“Agreement”) control your relationship with US Cash Advance (“USCA,” “we,” or “our”) when you visit our website or use any service we provide. USCA may change this Agreement at any time by publishing a revised version here. Each time you access our services after a change has been posted, you are agreeing to the latest version. If you find any term unacceptable, your sole remedy is to stop using our services.
B. LAWFUL USE ONLY
You shall use our website and services exclusively for legitimate, legal purposes. Prohibited conduct includes but is not limited to: acting in contravention of any applicable law or regulation; making unauthorized attempts to penetrate, disable, or overload our technical infrastructure; distributing viruses, malware, or other harmful digital material; and employing robots, crawlers, or any automated extraction tool to scrape content from our website.
C. ELIGIBILITY CRITERIA
Access to USCA’s products requires that you: (a) have reached the age of 18; (b) maintain legal residence in a state where we offer our services; (c) are legally able to enter into enforceable contracts; and (d) provide information that is correct and not misleading. We retain absolute discretion over whether to extend services to any applicant.
D. ACCURACY OF YOUR SUBMISSIONS
You warrant that every statement, figure, and document you provide to us is truthful, complete, and not misleading in any respect. When your circumstances change in a way that affects the information on file, you must update us promptly. USCA may use any available means to verify the data you supply.
E. CREDIT AND BACKGROUND AUTHORIZATION
Your submission of a loan application constitutes express authorization for USCA to obtain your consumer credit report, review your employment history, and conduct any supplementary background investigation we deem relevant. You acknowledge that we may furnish data about your payment performance, including defaults and delinquencies, to consumer reporting agencies.
F. ABOUT OUR PRODUCTS
Loan products and related financial services are offered subject to USCA’s credit and underwriting standards. Approval is not guaranteed for any applicant. The annual percentage rate, fee schedule, and repayment terms applicable to your loan depend on the laws of your state and your individual financial profile. USCA reserves the right to modify, suspend, or discontinue products without notice.
G. COMMUNICATIONS FROM USCA
You consent to being contacted by USCA and those acting on our behalf through any of the following methods: live telephone calls, prerecorded or autodialed calls, SMS or MMS messages, and email. These contacts may concern account management, payment reminders, debt collection, or new products and services. If you prefer not to receive marketing communications, refer to the contact details in Section M to submit your opt-out request. Your wireless provider’s standard rates for messaging and data usage apply.
H. REPAYMENT OBLIGATIONS
You commit to making every scheduled payment in full and by the date specified in your signed loan agreement. Non-payment or late payment may lead to: the imposition of late fees; negative entries on your credit report; the engagement of third-party debt collectors; litigation to recover outstanding amounts; and, for secured obligations, repossession of the pledged asset.
I. FRAUD PREVENTION
USCA partners with specialized third-party vendors to detect and deter fraud. These services may place cookies on your browser, read device-level identifiers, and collect transaction metadata. Relevant data may be transmitted to our fraud prevention partners in real time. Should you disable or refuse these technologies, your ability to complete certain transactions may be impaired.
J. INTELLECTUAL PROPERTY NOTICE
All content on this website—encompassing text, imagery, trademarks, trade dress, software, and audiovisual materials—is owned by or licensed to US Cash Advance. It is protected under federal and state intellectual property statutes. No reproduction, distribution, public display, or derivative use of any content is permitted without USCA’s prior written consent.
K. LIMITATION OF LIABILITY
In no event shall USCA, its affiliates, officers, directors, or employees be liable for indirect, incidental, special, consequential, or punitive damages arising out of or connected with your use of this website or any USCA service, under any theory of law.
L. GOVERNING LAW; JURISDICTION
This Agreement is governed by the laws of the state in which your loan originated. You agree to the exclusive jurisdiction of the state and federal courts situated in that state for any claim or dispute arising under this Agreement and you consent to personal jurisdiction therein.
M. CONTACT INFORMATION
To ask questions, submit complaints, or opt out of promotional messages:
US Cash Advance
236 W Tremont Ave #102
Charlotte, NC 28203
Phone: (704) 727-4785
Email: legal@cash-advance.us
N. SEVERABILITY
If any term in this Agreement is held unenforceable or invalid, it shall be modified to the least extent necessary to become enforceable, and all other terms shall remain in full force and effect.