Payday Loans in Colorado Springs

What Is A Cash Advance Loan?

Cash advance loans are a type of small loan that offer short repayment terms. A borrower requests this loan from a lender, which must be repaid, usually on their next payday. They're also referred to as "payday loans." The interest rates and fees are combined into the annual percentage rate (APR) when paying the loan. In Colorado, the APR is fixed according to state law to avoid debt. Note the limitations of a payday loan in Colorado Springs:

Maximum Loan Amount: $500

Maximum Loan Term: None

Minimum Loan Term: 6 months

APR: 45%

Interest Rate Limit: 36%

Included Fees:

Origination Fee: 20% of the first $300 loaned or 7.5% of loans more than $300
Monthly Maintenance Fee: $7.50 per $100

3 Easy Steps To Get a Cash Advance Loan in Colorado Springs

Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party payday loan lenders in our network.

Get an Offer

The lender will present a cash advance loan offer that suits your financial needs.

Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.

Customer Reviews

Excellent

David H.

For an unforeseen emergency, I needed a Colorado Springs cash advance of $500. With their online application, the loan company made it easy, and by the next business day, I had the funds in my account.

Albert M.

I used Colorado Springs cash store loans when I needed quick assistance paying my rent. The staff recognized the urgency, and the local office was convenient. Eviction proceedings were averted by prompt approval.

Wanda W.

I needed quick loans for bad credit when I was going through a difficult time. The team was prompt and courteous, and I got the impression that they were more interested in helping than simply approving or rejecting. Receiving judgment-free support was a relief.

Lorenzo L.

Gregory was quick and kind.

Darryl M.

Last month, I needed cash urgently to help my sister with a medical expense. I didn’t know where to start, but I looked up where can I get a cash advance in Colorado Springs and found US Cash Advance. Michael made the whole thing so smooth — no attitude, no complicated talk, just real help. I applied for a 500 instant loan and had the funds within the same day. They truly care about their clients. Only feedback: maybe add some soft music in the waiting area to calm nerves — money stress is real. Still, this place was a blessing.

Eugene R.

I was feeling stuck financially after my hours got cut at work. I kept asking myself where can I get a cash advance in Colorado Springs without being treated badly because of my credit. A friend pointed me to US Cash Advance, and meeting Michael honestly changed my week. He walked me through my options without making me feel ashamed. I got a 500 instant loan in Colorado Springs within an hour. The only thing I’d suggest is maybe a more private space for discussing financial stuff — but overall, I left feeling a lot lighter than when I came in.

Santos J.

I’ve had a rough financial year, and finding someone who actually listens felt impossible — until I met Michael at US Cash Advance. I wasn’t sure if I’d qualify for anything with my score, but he walked me through a short term loan for bad credit in Colorado Springs. The way he explained everything step by step helped me feel confident again. I really appreciated how respectful and down-to-earth he was. One small thing: a coffee machine or water dispenser in the lobby would be a nice touch. Other than that, I’d come back here if I ever needed help again.

Zielinski L.

Ashley made it so easy.

What You Need for Colorado Springs Cash Advance Loans

Lenders require additional verification to get any loan approved.

Check that you have these documents or match these requirements:

US Citizen
Proof of income
18 years old and above
Proof of address
Bank account details
Social Security number
Contact information (phone, email address)

Choosing the Right Loan Type

While there are many common reasons why people get cash advance loans, some Colorado Springs residents may need to borrow larger amounts.

These are other common loan types:

Installment Loan: An installment loan provides larger loan amounts, with payments made in equal amounts over a term.
Title Loan: Title loans use possessions like vehicles to secure financial aid, but those unable to repay the loan lose the possession.

Consider the loan’s use and benefits when choosing your loan type.

How to Get a Colorado Springs Cash Advance Loan With Third-Party Lenders

When you need quick cash, you can get a cash advance online. However, finding a trusted online lender can be time-consuming.

Let us do the searching for you. Our secure service connects you with third-party lenders, providing fast loans by the same or the next business day.

With state-compliant costs and manageable terms, they may greatly help your financial needs.

Start the inquiry process by filling out our quick online inquiry form.

Bad Credit Cash Advance Loans in Colorado Springs

You can get a bad credit cash advance in Colorado Springs. Lenders typically focus more on your ability to pay on time than a bad credit score or history.

Colorado Springs Laws on Cash Advance Loans

Colorado created Limitations on Payday Loans to ensure all cash advances, both online and physically, do not harm one’s bank account.

It features a maximum loan amount of $500 to help protect borrowers before they take out cash advances.

Conclusion

An online payday loan is a handy option in Colorado Springs when you need money fast.

You can opt for an online loan by filling out our online inquiry form. After filling out the form, wait for a lender to contact you after pre-approval.

FAQs

This portion discusses quick answers on cash advance loans.

How Do You Consolidate Payday Loans?

Consolidating loans means combining multiple payday loans into one loan with lower interest rates and then paying off the new loan.

What Are the Best Online Payday Loans?

The best online loans follow state laws, prioritize transparency, and are given online or physically by verified lenders.

Why Are Payday Loans So Popular?

Payday loans are popular for their quick approvals, immediate access to cash, and support for borrowers with poor credit.

Near Locations

Our main advantages