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Home Colorado Colorado Springs

Cash Advance in Colorado Springs, 80903

Over 450,000 people live in Colorado Springs, and these citizens have access to a livable income and various amenities. However, a financial emergency may cause them to need cash fast. When these residents cannot pay for bills and other expenses, they may turn to cash advances or payday loans. Many turn to them for financial needs, thanks to Colorado's strict laws protecting borrowers from bad lenders. Online payday lenders can provide faster loans for emergency situations. But how do these loans work? This guide covers online cash advance Colorado Springs regulations and definitions.

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

What Is A Cash Advance Loan?

Cash advance loans are a type of small loan that offer short repayment terms. A borrower requests this loan from a lender, which must be repaid, usually on their next payday. They're also referred to as "payday loans." The interest rates and fees are combined into the annual percentage rate (APR) when paying the loan. In Colorado, the APR is fixed according to state law to avoid debt. Note the limitations of a payday loan in Colorado Springs:

  • Maximum Loan Amount: $500
  • Maximum Loan Term: None
  • Minimum Loan Term: 6 months
  • APR: 45%
  • Interest Rate Limit: 36%
  • Included Fees:
    • Origination Fee: 20% of the first $300 loaned or 7.5% of loans more than $300
    • Monthly Maintenance Fee: $7.50 per $100

3 Easy Steps To Get a Cash Advance Loan in Colorado Springs

1

Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.

2

Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.

3

Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.

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Benefits

Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose

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Requirements

Source Of Income

Checking Account

Valid Identification

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Process

Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash

What You Need for Colorado Springs Cash Advance Loans

Lenders require additional verification to get any loan approved.

Check that you have these documents or match these requirements:

  • US Citizen
  • Proof of income
  • 18 years old and above
  • Proof of address
  • Bank account details
  • Social Security number
  • Contact information (phone, email address)

Choosing the Right Loan Type

While there are many common reasons why people get cash advance loans, some Colorado Springs residents may need to borrow larger amounts.

These are other common loan types:

  • Installment Loan: An installment loan provides larger loan amounts, with payments made in equal amounts over a term.
  • Title Loan: Title loans use possessions like vehicles to secure financial aid, but those unable to repay the loan lose the possession.

Consider the loan’s use and benefits when choosing your loan type.

How to Get a Colorado Springs Cash Advance Loan With Third-Party Lenders

When you need quick cash, you can get a cash advance online. However, finding a trusted online lender can be time-consuming.

Let us do the searching for you. Our secure service connects you with third-party lenders, providing fast loans by the same or the next business day.

With state-compliant costs and manageable terms, they may greatly help your financial needs.

Start the inquiry process by filling out our quick online inquiry form.

Bad Credit Cash Advance Loans in Colorado Springs

You can get a bad credit cash advance in Colorado Springs. Lenders typically focus more on your ability to pay on time than a bad credit score or history.

Colorado Springs Laws on Cash Advance Loans

Colorado created Limitations on Payday Loans to ensure all cash advances, both online and physically, do not harm one’s bank account.

It features a maximum loan amount of $500 to help protect borrowers before they take out cash advances.

Conclusion

An online payday loan is a handy option in Colorado Springs when you need money fast.

You can opt for an online loan by filling out our online inquiry form. After filling out the form, wait for a lender to contact you after pre-approval.

FAQs

This portion discusses quick answers on cash advance loans.

How Do You Consolidate Payday Loans?

Consolidating loans means combining multiple payday loans into one loan with lower interest rates and then paying off the new loan.

What Are the Best Online Payday Loans?

The best online loans follow state laws, prioritize transparency, and are given online or physically by verified lenders.

Why Are Payday Loans So Popular?

Payday loans are popular for their quick approvals, immediate access to cash, and support for borrowers with poor credit.

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Phone number

(719) 695-7943

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Address

400 N Tejon St a, Colorado Springs, CO, 80903

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Open hours

Mon – Fri:

9am – 7pm

Saturday:

10am – 4pm

Sunday:

Closed

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Email

service@cash-advance.us

Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations

Los Angeles

3535 S Western Ave unit C, Los Angeles, CA

San Diego

3994 30th St ste 104, San Diego, CA

Long Beach

2744 E 4th St ste 111, Long Beach, CA

Looking for a fast loan?

Begin your cash advances journey today!

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