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Home North Carolina Greensboro

Cash Advance in Greensboro, 27403

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

3 Easy Steps To Get a Cash Advance Loan in Greensboro


Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.


Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.


Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.



Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose



Source Of Income

Checking Account

Valid Identification



Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash

What is a Cash Advance in Greensboro, North Carolina

Nestled in the heart of North Carolina, Greensboro is a city rich in culture and history. However, like most places, its residents occasionally face financial challenges and unexpected expenses. In these trying times, a cash advance can come to their rescue.


A cash advance, popularly known as a payday loan, is a short-term loan that provides immediate financial relief to those who need it. These loans are designed for short-term financial hiccups, bridging the financial gap until the borrower’s next paycheck.

How Much Cash Can You Get?

In North Carolina, payday loans have been effectively illegal since 2001. However, there are other forms of short-term loans and financial products available. Depending on the specific loan product and the borrower’s financial status, one can typically borrow between $100 to $1,000.

What’s the usual APR?

Since traditional payday loans are not available in North Carolina due to the state cap on interest rates, the exact APR can vary based on the type of short-term loan one accesses. It’s crucial to understand the interest and fees associated with any loan before signing an agreement.

What About the Repayment Schedule?

Generally, repayment schedules are tied to the borrower’s next paycheck or a set period, typically 14 to 30 days. However, given the state restrictions, terms may vary based on the loan product in Greensboro.

What Are the Requirements for a Cash Advance?

The exact requirements can vary, but typically, one would need:

  • Proof of regular income
  • A valid ID indicating they are at least 18 years old
  • An active bank account
  • Contact details

How Fast Can You Get the Cash?

While the timeframe can vary, most lenders aim to transfer the funds as soon as the next business day post-approval. Some might even offer immediate cash depending on the loan type and processing methods.

Do I Have Any Alternatives?

Given the limitations on payday loans in North Carolina, alternatives include personal installment loans, title loans, pawnshop loans, or seeking help from local non-profits and community organizations.

Pros and Cons of Cash Advance


  1. Quick Funds Access: Ideal for emergencies when you need cash fast.
  2. Minimal Requirements: Fewer hoops to jump through compared to traditional loans.
  3. No Collateral Needed: These are unsecured loans.


  1. Interest Rates: Can be high, especially if not regulated well.
  2. Short Repayment Duration: Might put some borrowers under financial strain.
  3. Debt Traps: Potential to get trapped in a cycle if not managed well.

Online Payday Loans

How Do They Work?

Though traditional payday loans are not available in North Carolina, online platforms might offer access to other forms of short-term loans. These operate similarly, where you apply online, get approved, and have funds transferred to your account.

What’s the Process for Online Payday Loans?

  1. Visit a lender’s online portal (e.g., US Cash Advance).
  2. Complete the application form.
  3. Await approval.
  4. If approved, understand and sign the loan agreement.
  5. Receive your funds.

How Can You Get the Money?

Post-approval, lenders typically transfer the loan amount directly to your bank account. The speed can differ, but many aim for a transfer within the next business day.

How to Find the Best Online Lender For You?

  • Ensure the lender adheres to North Carolina’s regulations.
  • Check online reviews and reputation.
  • Compare interest rates, fees, and loan terms.
  • Look out for transparency and no hidden fees.

How Can US Cash Advance Help You?

US Cash Advance plays the vital role of connecting borrowers with trusted third-party lenders within its network. While it doesn’t lend directly, it serves as a bridge, ensuring that those seeking financial assistance get paired with reliable lenders who comply with local regulations. Fill in the form now to get started.

In conclusion, while Greensboro, North Carolina has restrictions on traditional payday loans, residents are not without options. Whether opting for a different type of short-term loan or seeking alternative financial solutions, it’s crucial to stay informed and make decisions that are in one’s best financial interest.

Frequently Asked Questions (FAQs)

Is US Cash Advance a direct lender?

No, US Cash Advance is not a lender. It acts as a connection platform, linking borrowers with trusted third-party lenders within its network.

Are payday loans legal in Greensboro, North Carolina?

Traditional payday loans are effectively illegal in North Carolina since 2001. However, there are other forms of short-term loans and financial solutions available to residents.

What should I do if I cannot repay my loan on time?

If you believe you might miss a repayment, it’s essential to contact your lender immediately. They may offer solutions like extensions or payment plans, though additional fees might apply.

How safe is my personal information when I apply through US Cash Advance?

US Cash Advance prioritizes the safety of your personal data. They use encryption technologies and follow industry best practices to protect your information.

How long does the loan application process take?

The application process can be swift, often taking just a few minutes online. After submitting your application, you can expect a response shortly, sometimes within minutes.

Can I get a loan if I don’t live in Greensboro but am a resident of North Carolina?

Yes, the loan options presented are generally applicable to residents of North Carolina. However, it’s essential to verify any city-specific regulations or limitations that might exist.


Phone number

(336) 920-7420



3022 Spring Garden St ste 110, Greensboro, NC, 27403


Open hours

Mon – Fri:

9am – 7pm


10am – 4pm





Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations


2323 Battleground Ave space B, Greensboro, NC 27408


152 Hanes Mall Cir unit A, Winston-Salem, NC 27103


108 E Parrish St unit A, Durham, NC 27701

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