Cash Advance in Duluth, Minnesota
US Cash Advance operates one store in Duluth, Minnesota, at 306 E Central Entrance #1100. The store is in St. Louis County.
Getting to the Duluth store
Address: 306 E Central Entrance #1100, Duluth, MN 55811
Phone: (218) 325-7164
Open this address in Google Maps →
It is about 1.8 miles north of the centre of Duluth. W.R. Bagley Nature Area and Enger Park share the 55811 ZIP code with the store.
What to bring to the Duluth store
- A government-issued photo ID showing you are at least 18.
- Proof of income — a recent pay stub, benefit letter, or bank statement showing regular deposits.
- An open, active checking account in your own name.
- A working phone number and a current address.
- Minnesota caps a single payday advance at $350, so ask for what you can repay, not the maximum.
- The loan must be repaid within 30 days under Minnesota law — bring your next pay date.
- Minnesota does not allow rollovers, so plan for a single repayment rather than an extension.
What you can borrow at the Duluth store
$350
Max loan amount
30 days
Max term
36%
Est. APR
Not allowed
Rollovers
Governing law: MN Stat § 47.60 (2025) · Full Minnesota payday loan rules →
Checking out this Duluth lender
Payday lenders operating in Minnesota are overseen by the Minnesota Department of Commerce, and you can look up any lender’s licence before you borrow.
Apply for a cash advance in Duluth
Start online in a few minutes, then pick the cash up at the Duluth counter if you are approved.
Apply online →or call (218) 325-7164