Payday Loans at 2202 Bessemer Rd b

Customer Reviews

Excellent

5.0

Better rates and communication were guaranteed when working with a direct payday advance lender. Everything was done directly with them, with no delays or middleman fees. Compared to using brokers, the process was much more seamless, and the transparency was refreshing.

Oscar C.

When I needed to replace my water heater, I was able to find easy loans for bad credit. I was eagerly awaiting my tax return as winter approached. A very sensible procedure.

Francisco R.

Great experience with Heather.

Lee K.

Sometimes life hits fast, and you just need an easy quick loan in St. Cloud to catch up. That’s exactly what brought me to US Cash Advance. Lauren was friendly and efficient — she explained what I qualified for and how to repay without overcomplicating it. I appreciated that she didn’t try to upsell anything or rush the process. A printed payment calendar would be a nice touch for staying on track, but the whole experience felt fair and supportive.

Kamren J.

Finding bad credit unsecured loans is tough when you’ve had a few financial setbacks. I stopped by US Cash Advance in St. Cloud after reading some good local reviews. Lauren was helpful and didn’t judge my situation. She took the time to explain everything clearly and made sure I understood the terms before signing. I left with the money I needed and some confidence back. If they offered evening hours, it’d be even better for working folks like me.

Julie M.

After being turned down by my bank, I needed a secure loan for bad credit and wasn’t sure where to turn. I walked into US Cash Advance in St. Cloud feeling nervous, but Lauren was incredibly kind from the start. She explained the loan options in a simple way and helped me find something that worked for my income. The approval process was faster than expected. A more private space for discussing financial details would improve the comfort level, but the staff truly cares.

Kaylie B.

I needed a cash loan for bad credit to cover a medical bill that came out of nowhere. Most places made me feel like I had no chance, but Lauren at US Cash Advance treated me with real respect. She was transparent, honest, and helped me through the paperwork without overwhelming me. Everything was done in under an hour. If they added a small waiting lounge or refreshment area, that would make the place even more welcoming. Still, no complaints about the service.

Akira O.

Devin helped me a lot.

About the 2202 Bessemer Rd b store

This US Cash Advance store is at 2202 Bessemer Rd b in Birmingham, Alabama. The store is in Jefferson County.

Getting to the Birmingham store

Address: 2202 Bessemer Rd b, Birmingham, AL 35208

Phone: (205) 654-8149

Open this address in Google Maps →

It is about 5.2 miles south-west of the centre of Birmingham. Breakout Games and Birmingham Museum of Art share the 35208 ZIP code with the store.

What to bring to the Birmingham store

A government-issued photo ID showing you are at least 18.
Proof of income — a recent pay stub, benefit letter, or bank statement showing regular deposits.
An open, active checking account in your own name.
A working phone number and a current address.

Alabama payday loan rules

Costs and limits for a payday advance in Alabama are set by state law. See the current Alabama payday loan rules →

Checking out this Birmingham lender

Payday lenders operating in Alabama are overseen by the Alabama State Banking Department, and you can look up any lender’s licence before you borrow.

To raise a problem with any lender, file a complaint with the regulator or call 334-242-3452.

How Alabama regulates payday lending →

Apply for a cash advance in Birmingham

Start online in a few minutes, then pick the cash up at the Birmingham counter if you are approved.

Apply online →

or call (205) 654-8149

More resources

All Birmingham locations • Payday loan rules in Alabama • 2253 Highland Ave, Ste B, Birmingham • Cash advance FAQ.

Cash Advance at 2202 Bessemer Rd b

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