Cash Advance in Merced, California
US Cash Advance operates one store in Merced, California, at 306 W Main St #14. The store is in Merced County.
Getting to the Merced store
Address: 306 W Main St #14, Merced, CA 95340
Phone: (209) 819-8823
Open this address in Google Maps →
It is under half a mile south of the centre of Merced. HELM House and Merced Agricultural Museum share the 95340 ZIP code with the store.
What to bring to the Merced store
- A government-issued photo ID showing you are at least 18.
- Proof of income — a recent pay stub, benefit letter, or bank statement showing regular deposits.
- An open, active checking account in your own name.
- A working phone number and a current address.
- California caps a single payday advance at $300, so ask for what you can repay, not the maximum.
- The loan must be repaid within 31 days under California law — bring your next pay date.
- California does not allow rollovers, so plan for a single repayment rather than an extension.
What you can borrow at the Merced store
$300
Max loan amount
31 days
Max term
~460%
Est. APR
Not allowed
Rollovers
Governing law: Cal. Fin. Code § 23035, § 23036 · Full California payday loan rules →
Checking out this Merced lender
Payday lenders operating in California are overseen by the Department of Financial Protection and Innovation, and you can look up any lender’s licence before you borrow.
To raise a problem with any lender, file a complaint with the regulator or call (866) 275-2677.
Apply for a cash advance in Merced
Start online in a few minutes, then pick the cash up at the Merced counter if you are approved.
Apply online →or call (209) 819-8823