Payday Loans at 1408 R St | US Cash Advance

Customer Reviews

Excellent

4.9

Last week I needed a $1000 quick loan with no credit check, and after a few frustrating phone calls to other places, I found US Cash Advance in Sacramento. Hannah was an absolute lifesaver—super polite and clear with every step. She walked me through the process without any hidden surprises and answered all my questions. It wasn’t stressful like I expected. They really should consider setting up an online chat feature though—it would make things even more accessible. But Hannah’s support made a huge difference for me.

Jean H.

I was nervous about looking for a direct lender for bad credit loans in Sacramento because my credit history isn’t the best. I ended up at US Cash Advance and honestly, I’m glad I did. Hannah helped me feel comfortable from the moment I walked in. She didn’t judge, didn’t ask unnecessary questions, and made the whole process straightforward. I had my funds the same day, which helped cover some overdue bills. My only feedback would be to improve their signage—it was a bit tricky to find. Otherwise, very smooth experience.

Charlie S.

US Cash Advance truly came through for me during a tough time of unemployment, offering loans that helped bridge the gap until I found my next job. Their understanding approach and flexible terms made the process stress free, providing much needed financial relief when I needed it most.

Pearline S.

I had a great experience with US Cash Advance when I needed a payday loan. Their fast approval process and friendly customer service made it convenient for me to access the funds I needed quickly, providing much-needed financial relief during a tough time.

Caleb M.

Navigating the process of trying to get a loan with bad credit can be disheartening, but this company in Sacramento made it possible. Their understanding and tailored solutions gave me hope when I needed it most.

Ryan H.

I needed a small but immediate cash boost, and this company's $10 cash advance in Sacramento was a perfect solution. It helped me cover my urgent expenses without any hassle.

Allyson S.

My dealings with US Cash Advance were excellent. Getting a borrow 50💰 until a payday loan didn't require much time or effort. Within just a few days, I had the cash I required. Moreover, the rate of interest was manageable. I would confidently refer anyone in need of a loan to this firm.👍

About the 1408 R St #102 store

This US Cash Advance store is at 1408 R St #102 in Sacramento, California. The store is in Sacramento County.

Getting to the Sacramento store

Address: 1408 R St #102, Sacramento, CA 95811

Phone: (279) 972-2433

Open this address in Google Maps →

It is about 1.2 miles west of the centre of Sacramento. California State Railroad Museum and Crocker Art Museum share the 95811 ZIP code with the store.

What to bring to the Sacramento store

A government-issued photo ID showing you are at least 18.
Proof of income — a recent pay stub, benefit letter, or bank statement showing regular deposits.
An open, active checking account in your own name.
A working phone number and a current address.
California caps a single payday advance at $300, so ask for what you can repay, not the maximum.
The loan must be repaid within 31 days under California law — bring your next pay date.
California does not allow rollovers, so plan for a single repayment rather than an extension.

What you can borrow at the Sacramento store

$300

Max loan amount

31 days

Max term

~460%

Est. APR

Not allowed

Rollovers

Governing law: Cal. Fin. Code § 23035, § 23036 · Full California payday loan rules →

Checking out this Sacramento lender

Payday lenders operating in California are overseen by the Department of Financial Protection and Innovation, and you can look up any lender’s licence before you borrow.

To raise a problem with any lender, file a complaint with the regulator or call (866) 275-2677.

How California regulates payday lending →