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Home California Long Beach

Cash Advance in Long Beach, 90808

In the picturesque coastal city of Long Beach, California, residents have the luxury of sunny beaches, a vibrant community, and access to various financial services, including cash advance loans. But what are these loans, and how can they be of assistance? Let's delve deeper.

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

What are Cash Advance Loans in Long Beach?

In the bustling city of Long Beach, California, as in many other places, financial uncertainties can arise without warning. Cash advance loans, often interchangeably used with payday loans, provide a potential solution for those who find themselves caught in a tight spot financially.

Definition and Purpose:

Cash advance loans are short-term financial instruments designed to help borrowers cover immediate or unexpected expenses. Whether it's a sudden medical bill, an unforeseen car repair, or just bridging the gap between paychecks, these loans offer a quick infusion of funds when required.


  • Short Duration: Typically, these loans have a brief duration, often set to coincide with the borrower's next payday, which can range from a week to a month.
  • Loan Amount: In Long Beach, the amount one can borrow is regulated by California state laws. Generally, these amounts aren't large and are determined based on the borrower's income and repayment capacity.
  • Ease of Access: One of the prominent features of cash advance loans is their accessibility. Even those with poor credit histories or no credit at all might be eligible.
  • Cost: It's essential to note that cash advance loans can come with high interest rates and fees. Borrowers should always scrutinize the total cost of the loan, including any associated fees.

Local Regulations:

In California, including Long Beach, there are specific regulations governing cash advance loans to protect consumers. These might set caps on the maximum loan amount, restrict the number of concurrent loans one can have, and limit the maximum fees or interest rates lenders can charge.

Application Process:

Applying for a cash advance loan in Long Beach often involves filling out a short application form, either in-person at a lending storefront or online. Lenders typically require proof of identity, evidence of regular income (like pay stubs), and a post-dated check or authorization to electronically withdraw funds from the borrower's bank account. Let's up help you find a trusted third-party lender by filling in this simple online inquiry form.

In conclusion, cash advance loans in Long Beach provide a handy financial tool for residents faced with unexpected expenses. However, it's crucial to approach them with caution, understanding the terms fully, and ensuring timely repayment to avoid accumulating excessive debt.

3 Easy Steps To Get a Cash Advance Loan in Long Beach


Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.


Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.


Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.



Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose



Source Of Income

Checking Account

Valid Identification



Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash

What are the Requirements for Getting a Cash Advance in Long Beach, CA?

For those considering a cash advance in Long Beach, CA, there are specific standard requirements:

  1. Proof of Income: You need to show that you have a regular source of income, usually through pay stubs or bank statements.
  2. Valid Identification: A government-issued ID such as a driver’s license or passport.
  3. Active Bank Account: Most lenders require an active checking account where they can deposit your funds and later deduct repayments.
  4. Age Requirement: You must be at least 18 years old.
  5. Contact Information: A valid phone number and email address.

What are the Alternatives?

In the realm of short-term financing, while cash advance loans offer immediate relief for pressing financial needs, they may not always be the most cost-effective or sustainable solution. Recognizing the potential pitfalls of high-interest rates and fees associated with these loans, many individuals are turning to alternative financial resources. Exploring other options can provide borrowers with more flexible terms, lower interest rates, and a broader range of choices tailored to their unique financial situations. Let’s delve into some of these alternatives and understand their potential benefits and considerations.

Personal LoansLong-term loans from banks or credit unions. They offer higher amounts and potentially lower interest rates.
Credit Card Cash AdvancesA service provided by credit card companies allowing you to withdraw a certain amount of cash.
Payment PlansAsk your service provider or creditor if they can offer an extended payment plan.
Borrowing from Friends/FamilySometimes, seeking help from loved ones might be a viable option, though it’s essential to repay promptly.

Can I Get a Cash Advance with Bad Credit?

Yes, obtaining a cash advance loan with bad credit in Long Beach is feasible. Traditional banks often prioritize credit scores when assessing loan eligibility, but many cash advance lenders focus on other factors. These may include the borrower’s current employment status, their regular income, and their ability to repay the loan on time.

We recognize that everyone can face financial challenges, and a poor credit history doesn’t necessarily reflect a person’s current financial stability or responsibility. Many lenders in our network assess a potential borrower’s overall financial picture rather than just their credit score. This holistic approach allows individuals with less-than-perfect credit to access the funds they need when faced with a financial emergency.

What About Online Cash Advance Loans?

The advent of online cash advance loans has revolutionized the lending industry, especially in places like Long Beach. These online services offer unparalleled convenience and efficiency to borrowers. Here’s why they stand out:

  • Convenience: No need to visit a physical storefront or stand in queues. Borrowers can apply for a cash advance loan from the comfort of their homes or even on-the-go using their smartphones or computers.
  • Speed: Online applications usually result in quicker decisions. Once approved, the funds can be deposited directly into the borrower’s bank account, sometimes as soon as the next business day.
  • Privacy: Online transactions ensure discretion. All personal and financial information is handled with strict confidentiality, and secure encryption technologies are often employed to protect data.
  • Accessible Information: Most online cash advance platforms provide comprehensive details about loan terms, interest rates, and fees. This transparency allows borrowers to make informed decisions.
  • 24/7 Availability: Unlike physical stores that have specific operational hours, online platforms are accessible round the clock, allowing borrowers to apply at any time that’s convenient for them.

In summary, cash advance loans in Long Beach offer a lifeline to residents needing quick funds. Whether you have bad credit or prefer the convenience of online applications, there’s a solution tailored to your needs. As always, borrowers should ensure they understand the terms and conditions of any loan they consider and ensure they can repay the amount borrowed to avoid potential financial pitfalls.


Are cash advances legal in Long Beach, CA?

Yes, cash advances are legal, but they are regulated. It’s essential to choose a compliant lender.

How much can I borrow with a cash advance loan in Long Beach?

The amount usually varies based on the lender’s criteria and your ability to repay. Typically, these loans can range from $100 to $1000.

How soon can I get the funds?

With online applications, you can expect the money to be deposited into your account as soon as the next business day.

Are there any fees associated with cash advance loans?

Yes, lenders charge fees and interest on cash advance loans. Always read the terms and conditions to understand the total cost. We, however, don’t charge any fees on our service.

What happens if I can’t repay the loan on time?

If you anticipate difficulties in repayment, it’s crucial to communicate with your lender. They might offer an extension or a rollover, though this could lead to additional fees.


Phone number

(562) 620-5178



4101 Donald Douglas Dr unit B, Long Beach, CA, 90808


Open hours

Mon – Fri:

9am – 7pm


10am – 4pm





Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations

Los Angeles

726 Spring St Ste 1002, Los Angeles, CA 90014

Los Angeles

2389 Glendale Blvd Unit B, Los Angeles, CA 90039

Los Angeles

10559 W Pico Blvd unit 201, Los Angeles, CA 90064

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