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Cash Advance in Miami, 33129

Miami is renowned for its breathtaking beaches and vibrant nightlife. However, Miami residents are not immune to sudden financial pressures.

Residents who find themselves in financial need can turn to online cash advances to help them pay off emergency bills.

Keep reading, as this guide will discuss everything you need to know about getting a cash advance in Miami.

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

3 Easy Steps To Get a Cash Advance Loan in Miami


Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.


Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.


Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.



Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose



Source Of Income

Checking Account

Valid Identification



Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash

Cash Advance Loans Defined

A cash advance loan, often referred to simply as a “payday loan,” is a short-term loan typically used to cover a temporary financial shortfall.

They get their name from the loan repayment, which is typically due on the borrower’s next payday.

These loans provide a vital cash boost and are usually easy and quick to secure, often requiring only a few basic documents.

What to Bring for Cash Advance Loans in Miami

Applying for a cash advance in Miami, Florida, is a simple process. Before looking for lenders, prospective borrowers should prepare the following documents:

  • Valid government-issued ID
  • Contact information (active phone number, email, etc.)
  • Social Security number
  • Proof of income (bank statements, pay stubs)
  • Active checking account

Choosing the Best Loan Type for You

When considering taking out a loan, ensure the loan type matches your purpose and what you need it for.

Here are a few different loan types:

  • Title Loans: Borrowers with fully paid-off vehicles can use their vehicle’s title as collateral when borrowing funds.
  • Installment Loans: This loan option is useful for borrowers preparing to make large purchases, like vehicles. These usually offer the largest borrowing amounts and longer repayment terms.

How Our Third-Party Lenders Can Help Get You Cash Advances

Prospective borrowers can access funds through our network of third-party lenders.

Start the inquiry process by filling out our online inquiry form. A lender will contact you with an offer that fits your needs and financial situation.

These lenders assess applications quickly, often using advanced security solutions to protect your data, ensuring you can access the money you need as soon as possible.

Bad Credit Cash Advance Loans in Miami

Miami borrowers with low credit scores can still access cash advances. Lenders will typically consider your ability to repay over your credit history.

This means even with bad credit, you might still be eligible for a loan.

Miami Laws About Cash Advance Loans

Payday loans in Florida, also known as deferred presentment companies, are overseen by the Florida Office of Financial Regulation.

Cash advance loans are legal in Miami, Florida. However, the state has implemented regulations on payday loans.

  • Interest Rate (APR): Capped at 304%.
  • Loan Amounts: Up to $500 for single-payment loans.
  • Loan Terms: Single-payment loans must be repaid within 7 to 31 days.
  • Rollovers: Not allowed.
  • Outstanding Loans: Only one loan is permitted at a time.
  • Cooling-off Period: 24 hours between loans.
  • Finance Charges: A maximum of 10% of the loan amount plus a $5 verification fee.
  • Loan Tracking: Lenders must use a state database to check borrower eligibility.


Cash advances are a practical option for Miami residents facing an urgent financial need.

With flexible lending criteria and protection under state laws, borrowers can secure funds fast, even with bad credit.

Take a step towards financial relief by filling out our online form!


Keep reading to learn more about payday loans in Miami, FL.

How Do You Consolidate Payday Loans?

Consolidating payday loans can be a strategy to manage debt by combining multiple loans into a single, often larger loan with a longer repayment period and potentially lower interest rates.

Why Are Payday Loans So Popular?

Easy access due to minimal qualification requirements makes payday loans attractive for those facing unexpected expenses or shortfalls between paychecks.

What Are the Best Online Payday Loans?

The best online payday loans feature competitive rates, clear terms, and strong security from compliant and well-reviewed lenders.


Phone number

(305) 590-5602



2526 SW 3rd Ave #10, Miami, FL, 33129


Open hours

Mon – Fri:

9am – 7pm


10am – 4pm





Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations


9 N Summerlin Ave a1, Orlando, FL 32801


310 W Ashley St #15, Jacksonville, FL 32202


2713 Bragg Blvd unit F, Fayetteville, NC 28303

Looking for a fast loan?

Begin your cash advances journey today!

Apply Now

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