About the 112 Seaboard Ave unit 2 store
This US Cash Advance store is at 112 Seaboard Ave unit 2 in Raleigh, North Carolina. The store is in Wake County.
Getting to the Raleigh store
Address: 112 Seaboard Ave unit 2, Raleigh, NC 27604
Phone: (919) 373-3757
Open this address in Google Maps →
It is about 3.0 miles south of the centre of Raleigh. North Carolina Museum of Natural Sciences and Historic Oak View County Park share the 27604 ZIP code with the store.
Payday Loans Are Not Available in North Carolina
Payday loans, also called cash advances, are not currently available in North Carolina under N.C.G.S. § 24-1.1(c) (floating contract rate); § 53-166 (licence required below $25,000). This US Cash Advance location in Raleigh does not offer payday loan products. If you live or work in Raleigh and need short-term funds, there are still lawful options. See below for what is available to North Carolina residents.
Governing law: N.C.G.S. § 24-1.1(c) (floating contract rate); § 53-166 (licence required below $25,000)
Other Short-Term Options to Consider
North Carolina residents who need short-term funds may want to look into:
- Credit union payday alternative loans (PALs), federally capped at 28% APR
- Earned wage access apps or employer paycheck advance programs
- Nonprofit emergency assistance through local community organizations and churches
- State-specific small-dollar loan programs (check your state banking regulator)
Checking out this Raleigh lender
Payday lenders operating in North Carolina are overseen by the North Carolina Commissioner of Banks, and you can look up any lender’s licence before you borrow.
To reach the Raleigh store, call (919) 373-3757.