Cash Advance in San Jose, California
US Cash Advance operates one store in San Jose, California, at 1646 W San Carlos St unit 103. The store is in Santa Clara County.
Getting to the San Jose store
Address: 1646 W San Carlos St unit 103, San Jose, CA 95128
Phone: (408) 351-1942
Open this address in Google Maps →
It is about 4.3 miles west of the centre of San Jose. Municipal Rose Garden and Ortega Park share the 95128 ZIP code with the store.
What to bring to the San Jose store
- A government-issued photo ID showing you are at least 18.
- Proof of income — a recent pay stub, benefit letter, or bank statement showing regular deposits.
- An open, active checking account in your own name.
- A working phone number and a current address.
- California caps a single payday advance at $300, so ask for what you can repay, not the maximum.
- The loan must be repaid within 31 days under California law — bring your next pay date.
- California does not allow rollovers, so plan for a single repayment rather than an extension.
What you can borrow at the San Jose store
$300
Max loan amount
31 days
Max term
~460%
Est. APR
Not allowed
Rollovers
Governing law: Cal. Fin. Code § 23035, § 23036 · Full California payday loan rules →
Checking out this San Jose lender
Payday lenders operating in California are overseen by the Department of Financial Protection and Innovation, and you can look up any lender’s licence before you borrow.
To raise a problem with any lender, file a complaint with the regulator or call (866) 275-2677.
Apply for a cash advance in San Jose
Start online in a few minutes, then pick the cash up at the San Jose counter if you are approved.
Apply online →or call (408) 351-1942