Getting Cash Advances in Yakima With Third-Party Lenders
Finding a good lender in Washington can be tough if you don’t know where to look.
Thankfully, we can connect prospective borrowers with local lenders.
Start by filling out this inquiry form with your loan request details. After submission and pre-approval, we’ll connect you with a loan provider who can meet your needs!
Do Yakima Lenders Offer Bad Credit Cash Advances?
Many lenders offer bad credit cash advances, since they may not reject applicants based on credit score.
You can still get a cash advance loan even with bad credit, but keep in mind that your lending terms may not be ideal.
Washington’s Relevant Cash Advance Laws
Washington has a few state laws directly applicable to payday loans. Here are the most important regulations:
- Maximum Loan Term: 45 days, with a minimum of 7 days
- Maximum Loan Amount: $700 or 30% of your monthly earnings, whichever is less
- Maximum Interest Rates: 15% on the first $500 and 10% on amounts exceeding
Conclusion
Cash advance loans are a great way to borrow cash quickly, especially if you have emergency needs. They have many benefits compared to installment loans or title loans, like potentially faster cash disbursement.
However, keep in mind that state laws have strict limits on the loan term, amount, interest rate, and other factors. This can also vary based on the loan policies per lender.
FAQs
Find out more about cash advances in Yakima here.
Payday loans are typically offered by the following institutions:
Banks
Credit Unions
In-store lenders
Online lenders
If you don’t know where to find a lender, fill up our inquiry form and wait for a loan offer.
Borrowers use payday loans because they are easier and faster to acquire than other loan types. They also tend to have fewer or more lenient requirements.
The best way to repay your payday loans in Yakima, WA quickly is to repay the loan early. Depending on the lender, you may even get reduced or zero finance charges for early repayment.
Ensure your loan terms don’t include prepayment penalties to avoid having to pay extra.
