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Cash Advance in Charlotte, 28203

Payday loans in Charlotte, often referred to as cash advance loans, are restricted by state law, which imposes a 36% cap on the annual percentage rate (APR) for small loans. 

Despite these limitations, residents in need of prompt financial relief have alternative options such as personal loans, bad credit loans, or title loans. 

These alternatives can provide competitive rates and flexible repayment terms to accommodate borrowers with different credit scores.

For individuals with less-than-perfect credit, many online lenders focus on income over credit score, although these loans may come with higher interest rates.

Borrowers in Charlotte should look for legal alternatives to meet their financial needs while following state laws.

If you want to know more about getting payday loans in Charlotte, fill out this inquiry form.

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

3 Easy Steps To Get a Cash Advance Loan in Charlotte


Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.


Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.


Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.



Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose



Source Of Income

Checking Account

Valid Identification



Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash


Phone number

(704) 727-4785



236 W Tremont Ave #102, Charlotte, NC, 28203


Open hours

Mon – Fri:

9am – 7pm


10am – 4pm





Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations


202 N Tryon St unit 201, Charlotte, NC 28202


828 Providence Rd ste 100, Charlotte, NC 28207


152 Hanes Mall Cir unit A, Winston-Salem, NC 27103

Looking for a fast loan?

Begin your cash advances journey today!

Apply Now

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