Payday Loans at 10018 Rea Rd

Customer Reviews

Excellent

4.9

When an emergency arose, I turned to US Cash Advance for an instant deposit loan in Charlotte. The process went smoothly, and the approval was sooner than I expected. I appreciated how simple everything was, especially because time was limited. I'd recommend them to anyone who needs cash quickly.

Atkins M.

When my credit score took a hit, getting a cash loan with bad credit seemed nearly impossible. Then I met Brandon at US Cash Advance in Charlotte. He explained everything without using confusing financial terms and really listened to what I needed. I left with the money I was hoping for and a clear repayment plan I could actually manage. It's not every day you find a loan place that treats you like a person, not just a number. A little more signage on the building would help first-timers, though.

Thaddeus J.

I needed an instant payday loan and wasn’t sure who to trust until I stopped by US Cash Advance in Charlotte. Brandon was the one who helped me out, and honestly, he made the entire thing a breeze. I didn’t feel judged for my financial situation, and the process was way faster than I expected. The office was clean, quiet, and had a really calm vibe—exactly what I needed during a stressful time. Only thing I'd say is maybe extend the hours into the evening for folks who work late.

John P.

I had been struggling with my finances and needed a loan with manageable payments. This loan company provided just that. Their team worked with me to set up a payment plan that fit my budget perfectly. I'm grateful for their understanding and flexibility during a challenging time.

Carli M.

Securing a loan when you own a car was made incredibly easy with their excellent service. Their efficient process and friendly staff ensured I received the financial assistance I needed promptly, providing a reliable solution for my financial needs.

Danielle R.

Car refinancing with bad credit was made surprisingly accessible and stress-free by this loan service. They not only helped me improve my financial situation but also provided a favorable refinancing option tailored to my credit challenges. Highly recommended for anyone seeking car refinancing with bad credit.

Christopher D.

Opting for a payday advance online through your company provided a seamless digital financial lifeline. The user-friendly platform and swift approval process made the entire experience convenient and stress-free.

Genesis L.

Facing a financial crunch , I turned to them for fast loans bad credit service that exceeded my expectations. The quick approval and understanding approach towards my situation made it a lifesaver, providing the funds I needed without the usual hurdles associated with bad credit. Highly recommend!

Kendall K.

US Cash Advance has proven me to be a reliable source with their service. i opted for unsecured loans for bad credit from them and had such an amazing experience.

About the 10018 Rea Rd #8a store

This US Cash Advance store is at 10018 Rea Rd #8a in Charlotte, North Carolina. The store is in Mecklenburg County.

Getting to the Charlotte store

Address: 10018 Rea Rd #8a, Charlotte, NC 28277

Phone: (704) 842-3109

Open this address in Google Maps →

It is about 12 miles south of the centre of Charlotte. Trampoline Zone and South Carolina Welcome Sign share the 28277 ZIP code with the store.

Payday Loans Are Not Available in North Carolina

Payday loans, also called cash advances, are not currently available in North Carolina under N.C.G.S. § 24-1.1(c) (floating contract rate); § 53-166 (licence required below $25,000). This US Cash Advance location in Charlotte does not offer payday loan products. If you live or work in Charlotte and need short-term funds, there are still lawful options. See below for what is available to North Carolina residents.

Governing law: N.C.G.S. § 24-1.1(c) (floating contract rate); § 53-166 (licence required below $25,000)

Other Short-Term Options to Consider

North Carolina residents who need short-term funds may want to look into:

Credit union payday alternative loans (PALs), federally capped at 28% APR
Earned wage access apps or employer paycheck advance programs
Nonprofit emergency assistance through local community organizations and churches
State-specific small-dollar loan programs (check your state banking regulator)

Checking out this Charlotte lender

Payday lenders operating in North Carolina are overseen by the North Carolina Commissioner of Banks, and you can look up any lender’s licence before you borrow.

How North Carolina regulates payday lending →

To reach the Charlotte store, call (704) 842-3109.

More resources

All Charlotte locations • Payday loan rules in North Carolina • 202 N Tryon St unit 201, Charlotte • 4924 Rozzelles Ferry Rd #12, Charlotte • 8934 J M Keynes Dr #33, Charlotte • Cash advance FAQ.

Cash Advance at 10018 Rea Rd

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