About the 202 N Tryon St unit 201 store
This US Cash Advance store is at 202 N Tryon St unit 201 in Charlotte, North Carolina. The store is in Mecklenburg County.
Getting to the Charlotte store
Address: 202 N Tryon St unit 201, Charlotte, NC 28202
Phone: (704) 486-5091
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It is about 1.5 miles north-west of the centre of Charlotte. Charlotte Segway Tours / Charlotte Rydables and Billy Graham Library share the 28202 ZIP code with the store.
Payday Loans Are Not Available in North Carolina
Payday loans, also called cash advances, are not currently available in North Carolina under N.C.G.S. § 24-1.1(c) (floating contract rate); § 53-166 (licence required below $25,000). This US Cash Advance location in Charlotte does not offer payday loan products. If you live or work in Charlotte and need short-term funds, there are still lawful options. See below for what is available to North Carolina residents.
Governing law: N.C.G.S. § 24-1.1(c) (floating contract rate); § 53-166 (licence required below $25,000)
Other Short-Term Options to Consider
North Carolina residents who need short-term funds may want to look into:
- Credit union payday alternative loans (PALs), federally capped at 28% APR
- Earned wage access apps or employer paycheck advance programs
- Nonprofit emergency assistance through local community organizations and churches
- State-specific small-dollar loan programs (check your state banking regulator)
Checking out this Charlotte lender
Payday lenders operating in North Carolina are overseen by the North Carolina Commissioner of Banks, and you can look up any lender’s licence before you borrow.
To reach the Charlotte store, call (704) 486-5091.