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Cash Advance in Raleigh, 27609

In Raleigh, North Carolina's capital city, payday loans are strictly regulated, with a complete prohibition to protect consumers from potentially high and predatory interest rates. 

The law caps the annual percentage rate (APR) at 36% for small-dollar loans, effectively limiting payday lending businesses within the state. 

This stringent regulation ensures no lender can charge more than this capped rate.

Despite these restrictions, Raleigh residents needing short-term financial assistance have options through licensed lenders and online platforms, which adhere to the state's APR cap. 

This approach ensures that while payday loans are banned, residents of Raleigh and the rest of the state can still secure emergency funds under fair terms and conditions.

If you want to know more, fill out this inquiry form to start the loan inquiry process.

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Our main advantages

Swift is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Swift apart from its competitors, here’s what customers should know about the Swift difference.

3 Easy Steps To Get a Cash Advance Loan in Raleigh


Get Started

Fill in the simple online inquiry form and you can get connected swiftly to trusted third-party lenders in our network.


Get an Offer

The lender will present you with a cash advance loan offer that suits your financial needs.


Get Your Cash

Once you sign the loan agreement, the cash can be yours in no time, sometimes even on the next business day.



Fast Access To Cash

Bad Credit Is Not A Deal-Breaker

No Collateral Required

Minimum Paperwork

Use The Money For Any Purpose



Source Of Income

Checking Account

Valid Identification



Fill In The Online Inquiry Form

Get Connected By A Trusted Third-Party Lender

Receive & Review The Offer

Sign The Contract

Get Cash


Phone number

(919) 975-4163



4209 Six Forks Rd Ste 103, Raleigh, NC, 27609


Open hours

Mon – Fri:

9am – 7pm


10am – 4pm





Fast Process

When you need money urgently, fill in the online request form and you won't believe how fast you can get the loan approved.

Near Locations


112 Seaboard Ave unit 2, Raleigh, NC 27604


315 N Academy St, Cary, NC 27513


108 E Parrish St unit A, Durham, NC 27701

Looking for a fast loan?

Begin your cash advances journey today!

Apply Now

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